Understanding Moving Insurance: Smart Coverage for a Stress-Free Move
When you’re planning a long-distance move, you’re not just relocating your belongings—you’re moving the things that make your house a home. That’s why it’s so important to understand how moving insurance works, what coverage options are available, and how to make sure your furniture and other contents are fully protected from the start.
At Atlas Van Lines Canada, we believe that peace of mind is part of a great move. We work with our customers to make insurance simple, transparent, and tailored to their needs.
What Is Moving Insurance and Why Do You Need It?
While professional movers take every precaution to protect your household goods, the reality is that accidents can happen. Moving insurance provides financial protection in case your belongings are lost or damaged during your move to another province or related storage.
There are different types of moving liability coverage, and understanding the difference can help you make an informed choice based on how much budget there is and what you’re moving.
Basic Coverage vs. Full-Value Protection
Most moving companies, including Atlas, provide a basic level of protection called Released Value Protection. This coverage is included at no additional cost but only provides compensation based on weight—rates of typically around $0.60 per pound per item.
For more comprehensive protection, many customers choose Full-Value Protection. This coverage ensures that if an item is lost, damaged, or destroyed during your move, it will be repaired, replaced, or reimbursed based on its current market value.
How Atlas Helps You Get Covered
Atlas Van Lines Canada goes a step further by helping you understand exactly what contents you’re insuring. With our AI-powered virtual survey tool, you can create a detailed visual inventory of your belongings—right from your phone. This inventory makes it easier to:
- Assess the value of your items
- Buy the right coverage level
- Provide documentation if a claim is ever needed
Our move specialists will walk you through your options and help you understand the pros and cons of each coverage level you can purchase.
Your Coverage, Your Choice
Atlas offers access to trusted third-party insurance providers, or you’re welcome to use your own insurer. Either way, we help ensure you’re set up with the documentation and support you need.
Here’s what to consider when selecting coverage:
- Value of Your Belongings: High-value or irreplaceable items may warrant additional protection
- Distance and Complexity of Move: Longer distances or international moves may carry more risk
- Peace of Mind: The reassurance of knowing you’re protected can make a big difference
Tips for a Smooth Coverage Experience
- Review your policy in advance and ask questions if anything is unclear
- Keep a copy of your inventory and any receipts for high-value items
- Label fragile boxes clearly and notify your movers about any items needing extra care
- Take photos of especially valuable or delicate items before your move
Start with Confidence
Insurance isn’t just a checkbox on your moving to-do list—it’s an essential part of making sure your transition to a new home is as smooth and stress-free as possible. At Atlas Van Lines Canada, we’re here to help you understand your options and make the best choice for your move.
Need help choosing the right coverage? Get a quote and speak to one of our move specialists today.